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Debt Review Removal FAQ

What is Debt Review Removal?

It is a court process where you are declared no longer over-indebted, allowing credit bureaus to remove your debt review flag.

Who qualifies?

Anyone whose financial situation has improved or who was incorrectly placed under debt review.

How long does it take?

Most cases: 2–8 weeks.

Do I need to appear in court?

No. Your attorney appears on your behalf.

Will I get a Clearance Certificate?

Yes, you receive a court order confirming removal.

Can I apply for credit again?

Yes — once your status is updated.

Is this legal?

Absolutely. It’s backed by the Magistrate’s Court.